Option number two is exactly what I was looking for, although the others are good as as well.
For all the versions, You will need cotton or linen fabric. Your choice...it should be something easy to launder and something you'd want on your table. You can cut your fabric to the size that works for you and your family. Standard cloth napkins come in a variety of sizes...12, 14 or 16 inch square seem to be the most popular.
This is the one I use almost exclusively. You'll use one piece of fabric for each napkin. Cut your fabric to the size you prefer and iron under all edges 1/4 of an inch.
This version yields a thicker, reversible napkin. This is how Larissa made the napkins that she sent me. Cut two pieces of fabric the same size. You'll be using two pieces for each napkin. With right sides together, pin around the edges. Sew 1/4 inch seam all the way around leaving an opening for turning.
This version is the one my mom made and used when I was growing up. It takes a bit more time but it looks really nice once you've finished. For this version, a woven fabric such as a homespun works really well.
And enjoy your week...however snowy or clear it turns out to be.